Retirement Income Planning is more than just understanding the rules around contributing to, and withdrawing from, savings plans. It’s also about figuring out a strategic approach to turning those savings into a regular income stream.

Like the earlier phases of life, retirement carries with it a number of risks. While the risks themselves may be similar to what you have faced leading up to retirement – investment risk, inflation, health care, etc. – their impact may be much greater, and the opportunity to adjust to them much smaller.

The Perrini Cain group will not only help you navigate the rules and risks, but will advise you on strategies to help you reach your retirement aspirations at any stage in life. We understand that retirement looks different to each individual, that is why we take a personal approach to fully understand your unique circumstances and future goals to create a personalized plan that will help put your mind at ease.

Understanding the Key Risks in Retirement – This article summarizes the four key risks to retirement – Investment, Inflation, Longevity and Health Care– and what can be done to combat them.

Longevity Risk – What are the odds a male or female will live into their 90's? Surprisingly high.

Guide to Understanding Medicare Benefits – This comprehensive guide explains the rules on eligibility, enrollments periods, covered expenses and the cost of Medicare during retirement.

Guide to Understanding Social Security Retirement Benefits – This comprehensive guide answers all of your questions on how Social Security works and strategies to maximize your benefits. This full guide contains all of the below pieces, each of which can also be printed as standalone items by clicking on the different titles.

Required Minimum Distributions Flyer - This flyer reviews the basics of required minimum distributions.

Strategies for Turning Retirement Savings into Retirement Income – This article explains different strategies to go from wealth accumulation to wealth distribution, including how the investment portfolio is managed and the advantages and risks to each approach.