As wealth accumulates, risk management needs become more complex increasing the need to mitigate those risks through efficient, comprehensive planning. 

Risk management is more than buying an insurance policy, putting it in a drawer and forgetting about it until a disaster occurs.  Insurance needs change not only through life cycles, but also wealth cycles.  The Perrini Cain Group has the experience and capacity to help you manage your risk from investments to liability.

• Balanced asset allocation and investment policies to manage your family’s investment risk.
• Communication with your insurance agent and third-party experts to assess insurance coverage.
• Evaluation of life, property, casualty, and umbrella policies to ensure your family’s assets are fully protected.

Below are some considerations for conducting a liability review from a personal risk advisor through our partner Marsh McLennan.  

• Own multiple, high-value homes in different states?
• Have a guest house or pool?
• Have significant collections of art, cars, or other valuables?
• Serve on boards of profit or not-for-profit organizations?
• Own aircraft, yachts, or thoroughbred horses?
• Have a high-visibility lifestyle or career?
• Employ domestic staff?
• Own property or assets in the name of a trust, LLC, LLP, or other entity?
• Have ownership interest in any business ventures?